As an engineer you’re used to designing bespoke solutions. Using their knowledge of the risks you face, Hiscox has designed an industry-specific professional indemnity insurance policy which is bespoke for your profession.
If you are an engineer working in areas such as building services, electrical inspecting, heating or ventilation, the Hiscox professional indemnity policy can help protect you if claims are brought against you by a client because of problems with work you have done for them.
Why choose Hiscox Engineers Professional Indemnity Insurance?
You will be covered for:
- negligence; where you have failed in your duty of care to a client, perhaps giving incorrect advice or making a mistake in your work
- criminal defence costs relating to any regulation or statute which applies to your business, such as the CONDAM regulations
- disputes caused by your beach of a duty of care referred under the Housing Grants Construction and Regeneration Act 1996
- any civil liability. This means that if a claim occurs because of your business activity for a client and we haven’t specifically excluded it, it’s covered
- client documents that are lost, stolen or damaged in your care, including data
Making your life simpler
You also benefit from:
- Online quotations and purchase; download your documents straight away
- Additional options: Public and Employer’s liability, Office Insurance, Legal expenses, and more
- Flexible payments: interest-free monthly, quarterly or annual direct debit payments
- Continuous policies means there are no lengthly forms to complete to renew each year – you just need to review your current cover and advise us if you needs have changed.
- Commercial and Legal helpline – Free advice on contract, employment and other business matters
Policies start from around £15.40 per month for £25,000 of cover (depending on your turnover) however you can choose to insure for up to £2 million at a maximum turnover level of £750,000. If your turnover is higher than £750,000, please contact us on 0845 213 8900 for a bespoke quotation over the phone.
With our specific cover that you can tailor to your industry, you know exactly what you’re paying for.
Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd, both of which are authorised and regulated by the Financial Services Authority.