Protect Your Future Before It’s Too Late With Our Exclusive 2-Plan Package*
If you were diagnosed with a serious illness or passed away unexpectedly, what would happen to your family?
As a self-employed contractor, you’ve built your business with hard work and determination. But what if something beyond your control - an unexpected illness or untimely death - put everything you’ve built at risk?
It’s a harsh reality:
- 1 in 5 men and 1 in 6 women will experience a long-term illness.
- The average age for a critical illness claim is just 47 years old - far younger than most people expect.
- Unlike employees, you don’t have sick pay, death-in-service benefits, or employer-sponsored insurance.
The cost of waiting? Higher premiums, lost eligibility, and financial insecurity.
Insurance premiums increase with age, so every year you delay, you pay more. And if you develop a health condition in the meantime, you may no longer qualify for insurance at all. Your family's financial safety is too important to leave to chance.
Protect yourself today while you’re still eligible.
Fill out the form below to get your free insurance cover quote now.
Get your free insurance cover quote
Through our chosen partners we have been providing specialist advice to contractors since 2004.
The Financial Safety Net Contractors Need
Contractor Cover+ is a 2-plan package, providing £1 million life insurance and a £150,000 critical illness cover to ensure you and your family are financially protected.
Here’s how it works:
- If you pass away, your loved ones receive a £1M tax-free lump sum - helping them maintain financial stability and cover outstanding debts.
- If you're diagnosed with a critical illness, such as cancer, heart attack, or stroke, you receive a £150,000 lump sum - so you can focus on recovery without worrying about money.
- Paid through your limited company, this policy qualifies for corporation tax relief, reducing your taxable profits—meaning your cover costs less than if paid personally.
- No inheritance tax on payouts, ensuring that your family receives the full financial benefit.
Why You Must Act Now
Your current savings won’t stretch far if you lose your income due to illness, so Contractor Cover+ will provide a guaranteed payout when you need it most.
Locking in your cover today means lower lifetime costs, because insurance premiums rise as you age. Once you develop a health condition before you've taken out your insurance, you may no longer qualify for cover.
Waiting means risking your family’s financial future. Why leave them unprotected when you can secure peace of mind today?
Get Covered Today – Before It’s Too Late
There’s no hard sell, no obligation - just the chance to protect your future while you’re still eligible. Get your free quote now
*This package is two separate plans; Relevant Life insurance and serious illness cover paid for by the company known as Key Persons protection. Both policies are subject to underwriting and acceptance.